Terms & Conditions
1. Introduction
Welcome to 4xinsider.com ("Company,"
"we," "our," "us")! These Terms of Service
("Terms," "Terms of Service") govern your use of our
website located at 4xinsider.com (collectively or individually
"Service") operated by 4xinsider.com.
Our Privacy Policy also governs your use of our Service and
explains how we collect, protect, and disclose information resulting from your
use of our web pages.
Your agreement with us includes these Terms and our Privacy
Policy ("Agreements"). You acknowledge that you have read and
understood the Agreements, and you agree to be bound by them.
If you do not agree with (or cannot comply with) the
Agreements, then you may not use the Service. Please inform us by emailing at support@4xinsider.com
so we can attempt to find a resolution. These Terms apply to all visitors,
users, and others who wish to access or use the Service.
2. Communications
By using our Service, you agree to subscribe to newsletters,
marketing or promotional materials, and other information we may send. However,
you may opt out of receiving any or all of these communications from us by
following the unsubscribe link or by emailing at support@4xinsider.com.
3. Purchases
If you wish to purchase any product or service available
through the Service ("Purchase"), you may be asked to provide certain
information relevant to your Purchase, including but not limited to your credit
or debit card number, card expiration date, billing address, and shipping
information.
You represent and warrant that: (i) you have the legal right
to use any card(s) or other payment method(s) in connection with any Purchase,
and (ii) the information you provide to us is true, accurate, and complete. We
may use third-party services to facilitate payment processing, and by
submitting your information, you grant us the right to provide this information
to these third parties subject to our Privacy Policy.
We reserve the right to refuse or cancel your order at any
time, including for reasons such as product or service availability, errors in
product or service descriptions or pricing, or other factors. We may also
refuse or cancel your order if we suspect fraud or an unauthorized or illegal
transaction.
4. Contests, Sweepstakes, and Promotions
Any contests, sweepstakes, or other promotions
(collectively, "Promotions") available through the Service may have
separate rules that are distinct from these Terms of Service. If you
participate in any Promotions, please review the applicable rules as well as
our Privacy Policy. In cases of conflict between Promotion rules and these
Terms of Service, the Promotion rules shall apply.
5. Subscriptions
Some parts of the Service are offered on a subscription
basis ("Subscriptions"). You will be billed in advance at recurring
intervals ("Billing Cycle"), which will depend on the subscription
plan you choose during the Subscription purchase. At the end of each Billing
Cycle, your Subscription will automatically renew under the same conditions
unless you cancel it or 4xinsider.com cancels it. You can cancel the
Subscription renewal through your online account management page or by
contacting support@4xinsider.com customer support.
A valid payment method is required for processing your
subscription payment. By providing this payment information, you authorize 4xinsider.com
to charge all Subscription fees to your account. If automatic billing fails for
any reason, 4xinsider.com reserves the right to terminate your access to the
Service immediately.
6. Free Trial
4xinsider.com may, at its discretion, offer a Subscription
with a free trial for a limited period ("Free Trial"). To sign up for
the Free Trial, you may be required to provide billing information. You will
not be charged by 4xinsider.com until the Free Trial expires. On the last day
of the Free Trial period, unless you cancel your Subscription, you will be
automatically charged the applicable Subscription fees for your selected Subscription
type.
4xinsider.com reserves the right to modify the Terms of
Service related to the Free Trial offer or cancel the Free Trial offer at any
time without notice.
7. Fee Changes
4xinsider.com may, at its discretion, modify Subscription
fees for Subscriptions. Any changes in Subscription fees will become effective
at the end of the current Billing Cycle. We will provide reasonable advance
notice of any Subscription fee changes to allow you the opportunity to
terminate your Subscription before the new fees take effect. Your continued use
of the Service after the fee change constitutes your acceptance of the modified
Subscription fees.
8. Refunds
We issue refunds for Contracts within 1 day of the original
Contract purchase.
9. Content
Our Service allows you to post, link, store, share, and
otherwise make available certain information, text, graphics, videos, or other
material ("Content"). You are responsible for the Content that you
post on or through the Service, including its legality, reliability, and
appropriateness. By posting Content on or through the Service, you represent
and warrant that: (i) the Content is yours (you own it) and/or you have the
right to use it and the right to grant us the rights and license as provided in
these Terms, and (ii) that the posting of your Content on or through the
Service does not violate the privacy rights, publicity rights, copyrights,
contract rights, or any other rights of any person or entity. We reserve the
right to terminate the account of anyone found to be infringing on a copyright.
You retain all of your rights to any Content you submit,
post, or display on or through the Service, and you are responsible for
protecting those rights. We take no responsibility and assume no liability for
Content you or any third party posts on or through the Service. However, by
posting Content using the Service, you grant us the right and license to use,
modify, publicly perform, publicly display, reproduce, and distribute such
Content on and through the Service. You agree that this license includes the
right for us to make your Content available to other users of the Service, who
may also use your Content subject to these Terms.
4xinsider.com has the right but not the obligation to
monitor and edit all Content provided by users.
In addition, Content found on or through this Service is the
property of 4xinsider.com or used with permission. You may not distribute,
modify, transmit, reuse, download, repost, copy, or use said Content, whether
in whole or in part, for commercial purposes or personal gain, without express
advance written permission from us.
10. Prohibited Uses
You may use the Service only for lawful purposes and in
accordance with these Terms. You agree not to use the Service:
10.1. In any way that violates any applicable national or
international law or regulation.
10.2. For the purpose of exploiting, harming, or attempting
to exploit or harm minors in any way by exposing them to inappropriate content
or otherwise.
10.3. To transmit, or procure the sending of, any
advertising or promotional material, including any "junk mail,"
"chain letter," "spam," or any other similar solicitation.
10.4. To impersonate or attempt to impersonate Company, a
Company employee, another user, or any other person or entity.
10.5. In any way that infringes upon the rights of others or
is illegal, threatening, fraudulent, or harmful, or in connection with any
unlawful, illegal, fraudulent, or harmful purpose or activity.
10.6. To engage in any other conduct that restricts or
inhibits anyone's use or enjoyment of the Service or which, as determined by
us, may harm or offend Company or users of the Service or expose them to
liability.
Additionally, you agree not to:
10.1. Use the Service in any manner that could disable,
overburden, damage, or impair the Service or interfere with any other party's
use of the Service, including their ability to engage in real-time activities
through the Service.
10.2. Use any robot, spider, or other automatic device,
process, or means to access the Service for any purpose, including monitoring
or copying any of the material on the Service.
10.3. Use any manual process to monitor or copy any of the
material on the Service or for any other unauthorized purpose without our prior
written consent.
10.4. Use any device, software, or routine that interferes
with the proper working of the Service.
10.5. Introduce any viruses, trojan horses, worms, logic
bombs, or other material which is malicious or technologically harmful.
10.6. Attempt to gain unauthorized access to, interfere
with, damage, or disrupt any parts of the Service, the server on which the
Service is stored, or any server, computer, or database connected to the
Service.
10.7. Attack the Service via a denial-of-service attack or a
distributed denial-of-service attack.
10.8. Take any action that may damage or falsify Company
rating.
10.9. Otherwise attempt to interfere with the proper working
of the Service.
11. Analytics
We may engage third-party Service Providers to monitor and
analyze the usage of our Service.
12. No Use By Minors
The Service is exclusively intended for access and use by
individuals who are at least eighteen (18) years old. By accessing or using the
Service, you confirm and represent that you are at least eighteen (18) years of
age and possess the full authority, right, and capacity to enter into this
agreement and adhere to all the terms and conditions of these Terms. If you are
not at least eighteen (18) years old, you are expressly prohibited from
accessing and using the Service.
13. Accounts
Upon creating an account with us, you affirm that you are
above the age of 18, and that the information you provide to us is accurate,
complete, and up-to-date at all times. Inaccurate, incomplete, or outdated
information may result in the immediate termination of your account on the
Service.
You are responsible for maintaining the confidentiality of
your account and password, including the restriction of access to your computer
and/or account. You agree to take responsibility for any and all activities or
actions that occur under your account and/or password, whether your password is
associated with our Service or a third-party service. You must promptly notify
us upon becoming aware of any breach of security or unauthorized use of your
account.
You may not use a username that belongs to another person or
entity or is not lawfully available for use, a name or trademark that is
subject to the rights of another person or entity other than you, without
proper authorization. Offensive, vulgar, or obscene usernames are strictly prohibited.
We reserve the right to refuse service, terminate accounts, remove or edit
content, or cancel orders at our sole discretion.
14. Intellectual Property
The Service and its original content (excluding Content
provided by users), features, and functionality are and will remain the
exclusive property of 4xinsider.com and its licensors. The Service is protected
by copyright, trademark, and other laws of both domestic and foreign countries.
Our trademarks may not be used in connection with any product or service
without the prior written consent of 4xinsider.com.
15. Copyright Policy
We hold utmost respect for the intellectual property rights
of others. It is our policy to promptly address any claim that Content posted
on the Service infringes upon the copyright or other intellectual property
rights ("Infringement") of any person or entity.
If you are a copyright owner, or authorized on behalf of
one, and you believe that copyrighted work has been copied in a manner that
constitutes copyright infringement, please submit your claim via email to support@4xinsider.com,
with the subject line: "Copyright Infringement." In your claim,
include a detailed description of the alleged Infringement as specified below,
under "DMCA Notice and Procedure for Copyright Infringement Claims."
Please be aware that making false or bad-faith claims regarding the
infringement of any Content found on or through the Service may render you
liable for damages, including costs and attorneys' fees.
16. DMCA Notice and Procedure for Copyright Infringement
Claims
You may submit a notification pursuant to the Digital
Millennium Copyright Act (DMCA) by providing our Copyright Agent with the
following information in writing (refer to 17 U.S.C 512(c)(3) for further detail):
16.1. An electronic or physical signature of the person
authorized to act on behalf of the owner of the copyright's interest.
16.2. A description of the copyrighted work that you claim
has been infringed, including the URL (web page address) where the copyrighted
work exists or a copy of the copyrighted work.
16.3. Identification of the URL or specific location on the
Service where the material you claim is infringing is situated.
16.4. Your address, telephone number, and email address.
16.5. A statement by you that you have a good faith belief
that the disputed use is not authorized by the copyright owner, its agent, or
the law.
16.6. A statement by you, made under penalty of perjury,
that the above information in your notice is accurate and that you are the
copyright owner or authorized to act on the copyright owner's behalf.
You can contact our Copyright Agent via email at support@4xinsider.com.
17. Error Reporting and Feedback
You may provide us with information and feedback, including
reports of errors, suggestions for improvements, ideas, problems, complaints,
and other matters related to our Service ("Feedback"). You
acknowledge and agree that: (i) you shall not retain, acquire, or assert any
intellectual property right or other right, title, or interest in or to the
Feedback; (ii) Company may have development ideas similar to the Feedback;
(iii) Feedback does not contain confidential or proprietary information from
you or any third party; and (iv) Company is not under any obligation of
confidentiality with respect to the Feedback. In the event that the transfer of
ownership of the Feedback is not possible due to applicable mandatory laws, you
grant Company and its affiliates an exclusive, transferable, irrevocable,
free-of-charge, sub-licensable, unlimited, and perpetual right to use
(including copy, modify, create derivative works, publish, distribute, and
commercialize) Feedback in any manner and for any purpose.
18. Links To Other Web Sites
Our Service may contain links to third-party websites or
services that are not owned or controlled by 4xinsider.com.
4xinsider.com has no control over, and assumes no
responsibility for the content, privacy policies, or practices of any
third-party websites or services. We do not warrant the offerings of any of
these entities/individuals or their websites.
For example, the outlined Terms of Use have been created
using PolicyMaker.io, a free web application for generating high-quality legal
documents. PolicyMaker's Terms and Conditions generator is an easy-to-use free
tool for creating an excellent standard Terms of Service template for a
website, blog, e-commerce store, or app.
YOU ACKNOWLEDGE AND AGREE THAT COMPANY SHALL NOT BE
RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR
ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH
CONTENT, GOODS, OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD-PARTY
WEBSITES OR SERVICES. WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND
PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES OR SERVICES THAT YOU VISIT.
19. Disclaimer Of Warranty
THESE SERVICES ARE PROVIDED BY COMPANY ON AN "AS
IS" AND "AS AVAILABLE" BASIS. COMPANY MAKES NO REPRESENTATIONS
OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR
SERVICES, OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED THEREIN. YOU
EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY
SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.
NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES
ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY,
RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT
LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY
REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR
ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR
UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT
MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE
SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE
MEET YOUR NEEDS OR EXPECTATIONS.
20. Limitation Of Liability
EXCEPT AS PROHIBITED BY APPLICABLE LAW, YOU AGREE TO HOLD
US, ALONG WITH OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, HARMLESS FROM
ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES,
REGARDLESS OF HOW THEY ARISE (INCLUDING ATTORNEY'S FEES AND ANY RELATED
LITIGATION OR ARBITRATION COSTS AND EXPENSES, WHETHER INCURRED DURING
PROCEEDINGS, AT TRIAL, OR ON APPEAL), WHETHER STEMMING FROM A CONTRACT,
NEGLIGENCE, OR ANY OTHER FORM OF TORTIOUS CONDUCT. THIS INCLUDES ANY CLAIMS
RELATED TO PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM YOUR USE OF OUR
SERVICES AND ANY VIOLATIONS BY YOU OF FEDERAL, STATE, OR LOCAL LAWS, STATUTES,
RULES, OR REGULATIONS. IF THERE IS ANY LIABILITY ON OUR PART, IT WILL BE
LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND IN NO EVENT
SHALL THERE BE ANY CONSEQUENTIAL OR PUNITIVE DAMAGES. PLEASE NOTE THAT SOME
STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL, OR
CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO
YOU.
21. Termination
We reserve the right to terminate or suspend your account
and deny access to our services at our sole discretion and without prior notice
or liability. This may occur for any reason, including but not limited to a
breach of our Terms. If you wish to terminate your account, you can do so by
discontinuing the use of our service. All provisions within the Terms that, by
their nature, should survive termination will continue to remain in effect.
This includes ownership provisions, warranty disclaimers, indemnity, and
limitations of liability.
22. Governing Law
These Terms shall be governed and interpreted in accordance
with the laws of Pakistan, without regard to any conflict of law provisions.
Failure on our part to enforce any right or provision of these Terms will not
be considered a waiver of those rights. If any provision of these Terms is
deemed invalid or unenforceable by a court, the remaining provisions of these
Terms will remain in effect. These Terms constitute the entire agreement
between us regarding our services, replacing any prior agreements we may have
had regarding the same.
23. Changes To Service
We reserve the right to withdraw or modify our services, as
well as any materials or content provided through our services, at our sole
discretion and without notice. We will not be held liable if, for any reason,
all or part of our services become unavailable at any time or for any duration.
Periodically, we may restrict access to specific portions of our services or
the entirety of the service, including for registered users.
24. Amendments To Terms
We may amend these Terms at any time by posting the updated
terms on this site. It is your responsibility to periodically review these
Terms. Continued use of the platform after the posting of revised Terms
indicates your acceptance of and agreement to the changes. You are expected to
check this page regularly to stay informed of any updates, as they are binding.
If you do not agree with the new terms, you are no longer authorized to use the
service.
25. Waiver And Severability
No waiver by the Company of any term or condition within
these Terms shall be considered a further or continuing waiver of that term or
condition or any other term or condition. The Company's failure to assert any
right or provision under these Terms shall not constitute a waiver of such
right or provision. In the event that any provision of these Terms is held
invalid, illegal, or unenforceable by a court or other tribunal of competent
jurisdiction, such provision shall be modified or limited to the minimum extent
necessary so that the remaining provisions of these Terms continue to be in
full force and effect.
26. Acknowledgment
BY USING OUR SERVICE OR ANY OTHER SERVICES PROVIDED BY US,
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THESE TERMS OF
SERVICE.
27. Contact Us
Please feel free to share your feedback, comments, or
technical support requests with us via email at support@4xinsider.com.