Terms & Conditions

1. Introduction

Welcome to 4xinsider.com ("Company," "we," "our," "us")! These Terms of Service ("Terms," "Terms of Service") govern your use of our website located at 4xinsider.com (collectively or individually "Service") operated by 4xinsider.com.

 

Our Privacy Policy also governs your use of our Service and explains how we collect, protect, and disclose information resulting from your use of our web pages.

 

Your agreement with us includes these Terms and our Privacy Policy ("Agreements"). You acknowledge that you have read and understood the Agreements, and you agree to be bound by them.

 

If you do not agree with (or cannot comply with) the Agreements, then you may not use the Service. Please inform us by emailing at support@4xinsider.com so we can attempt to find a resolution. These Terms apply to all visitors, users, and others who wish to access or use the Service.

 

2. Communications

By using our Service, you agree to subscribe to newsletters, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any or all of these communications from us by following the unsubscribe link or by emailing at support@4xinsider.com.

 

3. Purchases

If you wish to purchase any product or service available through the Service ("Purchase"), you may be asked to provide certain information relevant to your Purchase, including but not limited to your credit or debit card number, card expiration date, billing address, and shipping information.

 

You represent and warrant that: (i) you have the legal right to use any card(s) or other payment method(s) in connection with any Purchase, and (ii) the information you provide to us is true, accurate, and complete. We may use third-party services to facilitate payment processing, and by submitting your information, you grant us the right to provide this information to these third parties subject to our Privacy Policy.

 

We reserve the right to refuse or cancel your order at any time, including for reasons such as product or service availability, errors in product or service descriptions or pricing, or other factors. We may also refuse or cancel your order if we suspect fraud or an unauthorized or illegal transaction.

 

4. Contests, Sweepstakes, and Promotions

Any contests, sweepstakes, or other promotions (collectively, "Promotions") available through the Service may have separate rules that are distinct from these Terms of Service. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. In cases of conflict between Promotion rules and these Terms of Service, the Promotion rules shall apply.

 

5. Subscriptions

Some parts of the Service are offered on a subscription basis ("Subscriptions"). You will be billed in advance at recurring intervals ("Billing Cycle"), which will depend on the subscription plan you choose during the Subscription purchase. At the end of each Billing Cycle, your Subscription will automatically renew under the same conditions unless you cancel it or 4xinsider.com cancels it. You can cancel the Subscription renewal through your online account management page or by contacting support@4xinsider.com customer support.

 

A valid payment method is required for processing your subscription payment. By providing this payment information, you authorize 4xinsider.com to charge all Subscription fees to your account. If automatic billing fails for any reason, 4xinsider.com reserves the right to terminate your access to the Service immediately.

 

6. Free Trial

4xinsider.com may, at its discretion, offer a Subscription with a free trial for a limited period ("Free Trial"). To sign up for the Free Trial, you may be required to provide billing information. You will not be charged by 4xinsider.com until the Free Trial expires. On the last day of the Free Trial period, unless you cancel your Subscription, you will be automatically charged the applicable Subscription fees for your selected Subscription type.

 

4xinsider.com reserves the right to modify the Terms of Service related to the Free Trial offer or cancel the Free Trial offer at any time without notice.

 

7. Fee Changes

4xinsider.com may, at its discretion, modify Subscription fees for Subscriptions. Any changes in Subscription fees will become effective at the end of the current Billing Cycle. We will provide reasonable advance notice of any Subscription fee changes to allow you the opportunity to terminate your Subscription before the new fees take effect. Your continued use of the Service after the fee change constitutes your acceptance of the modified Subscription fees.

 

8. Refunds

We issue refunds for Contracts within 1 day of the original Contract purchase.

 

9. Content

Our Service allows you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness. By posting Content on or through the Service, you represent and warrant that: (i) the Content is yours (you own it) and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms, and (ii) that the posting of your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity. We reserve the right to terminate the account of anyone found to be infringing on a copyright.

 

You retain all of your rights to any Content you submit, post, or display on or through the Service, and you are responsible for protecting those rights. We take no responsibility and assume no liability for Content you or any third party posts on or through the Service. However, by posting Content using the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You agree that this license includes the right for us to make your Content available to other users of the Service, who may also use your Content subject to these Terms.

 

4xinsider.com has the right but not the obligation to monitor and edit all Content provided by users.

 

In addition, Content found on or through this Service is the property of 4xinsider.com or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content, whether in whole or in part, for commercial purposes or personal gain, without express advance written permission from us.

 

10. Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

 

10.1. In any way that violates any applicable national or international law or regulation.

10.2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.

10.3. To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

10.4. To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity.

10.5. In any way that infringes upon the rights of others or is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

10.6. To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service or which, as determined by us, may harm or offend Company or users of the Service or expose them to liability.

Additionally, you agree not to:

 

10.1. Use the Service in any manner that could disable, overburden, damage, or impair the Service or interfere with any other party's use of the Service, including their ability to engage in real-time activities through the Service.

10.2. Use any robot, spider, or other automatic device, process, or means to access the Service for any purpose, including monitoring or copying any of the material on the Service.

10.3. Use any manual process to monitor or copy any of the material on the Service or for any other unauthorized purpose without our prior written consent.

10.4. Use any device, software, or routine that interferes with the proper working of the Service.

10.5. Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.

10.6. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.

10.7. Attack the Service via a denial-of-service attack or a distributed denial-of-service attack.

10.8. Take any action that may damage or falsify Company rating.

10.9. Otherwise attempt to interfere with the proper working of the Service.

11. Analytics

We may engage third-party Service Providers to monitor and analyze the usage of our Service.

 

12. No Use By Minors

The Service is exclusively intended for access and use by individuals who are at least eighteen (18) years old. By accessing or using the Service, you confirm and represent that you are at least eighteen (18) years of age and possess the full authority, right, and capacity to enter into this agreement and adhere to all the terms and conditions of these Terms. If you are not at least eighteen (18) years old, you are expressly prohibited from accessing and using the Service.

 

13. Accounts

Upon creating an account with us, you affirm that you are above the age of 18, and that the information you provide to us is accurate, complete, and up-to-date at all times. Inaccurate, incomplete, or outdated information may result in the immediate termination of your account on the Service.

 

You are responsible for maintaining the confidentiality of your account and password, including the restriction of access to your computer and/or account. You agree to take responsibility for any and all activities or actions that occur under your account and/or password, whether your password is associated with our Service or a third-party service. You must promptly notify us upon becoming aware of any breach of security or unauthorized use of your account.

 

You may not use a username that belongs to another person or entity or is not lawfully available for use, a name or trademark that is subject to the rights of another person or entity other than you, without proper authorization. Offensive, vulgar, or obscene usernames are strictly prohibited. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

 

14. Intellectual Property

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of 4xinsider.com and its licensors. The Service is protected by copyright, trademark, and other laws of both domestic and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of 4xinsider.com.

 

15. Copyright Policy

We hold utmost respect for the intellectual property rights of others. It is our policy to promptly address any claim that Content posted on the Service infringes upon the copyright or other intellectual property rights ("Infringement") of any person or entity.

 

If you are a copyright owner, or authorized on behalf of one, and you believe that copyrighted work has been copied in a manner that constitutes copyright infringement, please submit your claim via email to support@4xinsider.com, with the subject line: "Copyright Infringement." In your claim, include a detailed description of the alleged Infringement as specified below, under "DMCA Notice and Procedure for Copyright Infringement Claims." Please be aware that making false or bad-faith claims regarding the infringement of any Content found on or through the Service may render you liable for damages, including costs and attorneys' fees.

 

16. DMCA Notice and Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the following information in writing (refer to 17 U.S.C 512(c)(3) for further detail):

 

16.1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest.

16.2. A description of the copyrighted work that you claim has been infringed, including the URL (web page address) where the copyrighted work exists or a copy of the copyrighted work.

16.3. Identification of the URL or specific location on the Service where the material you claim is infringing is situated.

16.4. Your address, telephone number, and email address.

16.5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.

16.6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

You can contact our Copyright Agent via email at support@4xinsider.com.

 

17. Error Reporting and Feedback

You may provide us with information and feedback, including reports of errors, suggestions for improvements, ideas, problems, complaints, and other matters related to our Service ("Feedback"). You acknowledge and agree that: (i) you shall not retain, acquire, or assert any intellectual property right or other right, title, or interest in or to the Feedback; (ii) Company may have development ideas similar to the Feedback; (iii) Feedback does not contain confidential or proprietary information from you or any third party; and (iv) Company is not under any obligation of confidentiality with respect to the Feedback. In the event that the transfer of ownership of the Feedback is not possible due to applicable mandatory laws, you grant Company and its affiliates an exclusive, transferable, irrevocable, free-of-charge, sub-licensable, unlimited, and perpetual right to use (including copy, modify, create derivative works, publish, distribute, and commercialize) Feedback in any manner and for any purpose.

 

18. Links To Other Web Sites

Our Service may contain links to third-party websites or services that are not owned or controlled by 4xinsider.com.

 

4xinsider.com has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

 

For example, the outlined Terms of Use have been created using PolicyMaker.io, a free web application for generating high-quality legal documents. PolicyMaker's Terms and Conditions generator is an easy-to-use free tool for creating an excellent standard Terms of Service template for a website, blog, e-commerce store, or app.

 

YOU ACKNOWLEDGE AND AGREE THAT COMPANY SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS, OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD-PARTY WEBSITES OR SERVICES. WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES OR SERVICES THAT YOU VISIT.

 

19. Disclaimer Of Warranty

THESE SERVICES ARE PROVIDED BY COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED THEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.

 

NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

 

20. Limitation Of Liability

EXCEPT AS PROHIBITED BY APPLICABLE LAW, YOU AGREE TO HOLD US, ALONG WITH OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, HARMLESS FROM ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, REGARDLESS OF HOW THEY ARISE (INCLUDING ATTORNEY'S FEES AND ANY RELATED LITIGATION OR ARBITRATION COSTS AND EXPENSES, WHETHER INCURRED DURING PROCEEDINGS, AT TRIAL, OR ON APPEAL), WHETHER STEMMING FROM A CONTRACT, NEGLIGENCE, OR ANY OTHER FORM OF TORTIOUS CONDUCT. THIS INCLUDES ANY CLAIMS RELATED TO PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM YOUR USE OF OUR SERVICES AND ANY VIOLATIONS BY YOU OF FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS. IF THERE IS ANY LIABILITY ON OUR PART, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND IN NO EVENT SHALL THERE BE ANY CONSEQUENTIAL OR PUNITIVE DAMAGES. PLEASE NOTE THAT SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

 

21. Termination

We reserve the right to terminate or suspend your account and deny access to our services at our sole discretion and without prior notice or liability. This may occur for any reason, including but not limited to a breach of our Terms. If you wish to terminate your account, you can do so by discontinuing the use of our service. All provisions within the Terms that, by their nature, should survive termination will continue to remain in effect. This includes ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

 

22. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of Pakistan, without regard to any conflict of law provisions. Failure on our part to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is deemed invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our services, replacing any prior agreements we may have had regarding the same.

 

23. Changes To Service

We reserve the right to withdraw or modify our services, as well as any materials or content provided through our services, at our sole discretion and without notice. We will not be held liable if, for any reason, all or part of our services become unavailable at any time or for any duration. Periodically, we may restrict access to specific portions of our services or the entirety of the service, including for registered users.

 

24. Amendments To Terms

We may amend these Terms at any time by posting the updated terms on this site. It is your responsibility to periodically review these Terms. Continued use of the platform after the posting of revised Terms indicates your acceptance of and agreement to the changes. You are expected to check this page regularly to stay informed of any updates, as they are binding. If you do not agree with the new terms, you are no longer authorized to use the service.

 

25. Waiver And Severability

No waiver by the Company of any term or condition within these Terms shall be considered a further or continuing waiver of that term or condition or any other term or condition. The Company's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. In the event that any provision of these Terms is held invalid, illegal, or unenforceable by a court or other tribunal of competent jurisdiction, such provision shall be modified or limited to the minimum extent necessary so that the remaining provisions of these Terms continue to be in full force and effect.

 

26. Acknowledgment

BY USING OUR SERVICE OR ANY OTHER SERVICES PROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

 

27. Contact Us

Please feel free to share your feedback, comments, or technical support requests with us via email at support@4xinsider.com.